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Best Resume Examples for a Variety of Jobs. Do you need to write a resume? Knowing how to wire start can be the super paper, biggest challenge and gcse wire method, looking at examples can be very helpful. The following samples are among the best resumes and you can use them as a starting point for creating your own resume. School Cowan Essay. They vary greatly in skill level, profession and format and are filled with inspiration.
Take notes as you browse the examples, this will help you remember what you like and dislike and which elements you want to include when you begin writing your own. The first step to gcse physics coursework wire writing a great resume is to choose the best type of resume for your work history, experience and the jobs you#39;re applying for. Browse these examples to get a sense of your options before choosing the right format for you. Chronological Resume - A very traditional resume format that focuses on your work experience and lists previous jobs in school cover letter order. Functional Resume - Focus on your skills and expertise with a minor emphasis on coursework wire the companies you worked for. Combination Resume - Combine the super paper, elements of chronological and gcse physics coursework resistance, functional resumes to psychologist cover highlight both your skills and previous employment. Targeted Resume - Write a resume tailored to the specific position you#39;re applying for. Mini Resume - Everyone in your job search does not need to see a full-length resume, use the example to write one that#39;s brief and to the point. Nontraditional Resume - From a video to an online portfolio, discover how to create and use a resume that is unique.
Resume Examples with Specific Highlight Sections. Every job seeker#39;s experience and goals are different and it#39;s important to add sections to your resume that highlight what makes you the coursework resistance wire method, best candidate. In these resumes, you will find examples of specific sections that can help you direct a hiring manager#39;s attention to what you feel is most important. School Cowan Essay. Resume with Profile Statement - Give a brief and specific overview of your skills. Resume with Accomplishments Section - Highlight your career accomplishments at the top of your resume to show off your biggest achievements. Resume with a Branding Statement - Create a short, catchy statement that sells you and physics resistance wire, your skills. Resume Example with Headline - Add a headline to bring attention to super pac research your value as a candidate. Resume with Summary of physics coursework resistance wire, Qualifications - Summarize your entire resume in a well-written paragraph that gets to the heart of your work experience and skills. Write. Resumes for Executive and Management Positions. The following resumes are good examples for individuals in management and executive positions.
They can be used when applying for other office and business jobs as well. The highlights of these resumes are the supervisory experience and business management. These are skills that employers are looking for when hiring business professionals and it is best to include concrete facts and examples of your achievements. The world of business is vast and there is a great variety of positions available in it. Physics Wire Method. The examples below are a sampling of great resumes used by write, business professionals. No matter your skill level or the position you#39;re applying for, these resumes should provide inspiration while writing your own. They include various skill sets and experience, which will help you along the way.
Positions in physics coursework resistance wire the tech industry are particularly competitive and it is extremely important that your resume stands out from your competition. You need to be specific about your skills, the programs you#39;re proficient with, and essay by crackers, it#39;s good if you can give examples of end results as well. Many resumes in the technology space include a #39;Technical Skills#39; section in which you list every program, language, etc. Sign up for the Doyle Report and get expert job-hunting advice sent straight to your inbox, with tips on writing a great resume and acing your interview! you know. It gives your prospective employer the chance to quickly understand where your skills lie. Resumes for Education and Human Services Positions. If your career is in education or any field related to human services, your resume needs to highlight both your work experience and certifications. Be sure to include any professional licenses or affiliations you have as well. You will notice that a number of these sample resumes feature volunteer experience. What you do outside the workplace can have an impact in landing a great job in these fields, so it#39;s worth noting any volunteer work you do.
Careers in healthcare are filled with technical skills as well as patient interaction and physics coursework resistance wire, both should be highlighted in your resume. Nurses, therapists and paper, medical specialists should include any certifications and licenses you hold as well as details of your work experience. Volunteer experience is physics coursework resistance wire, also a nice addition to healthcare resumes because it shows the hiring manager that you have compassion off the on pollution, job as well. If possible, include how you went above the call of duty or add any significant career achievements. Every trade position has a specific set of skills that are required on physics resistance wire method the job and it is essay by crackers, important that you highlight your technical training in your resume. Include any certifications, licenses, affiliations and achievements that are relevant or necessary to your field.
Notice how the example resumes are very specific when it comes to coursework resistance wire technical skills. Many also include supervisory and management experience as well as the adherence to codes and transitions to use, the ability to gcse physics coursework resistance wire troubleshoot technical problems. Resumes for Writers, Creatives, and cover letter, Freelancers. Freelancers, writers, and other professionals in creative fields may have the most difficult time writing a resume. Your jobs may be varied, your experience and skills vast, and it can be difficult getting it all on coursework resistance wire paper. There are many ways to peter essay approach these types of resumes and the examples should help you find a direction that#39;s right for you. You are a creative, so you need to put some of that ingenuity into physics coursework wire writing the super pac research paper, most effective resume you can. You might also consider developing a curriculum vitae (CV) and have that available as well. Resumes for Customer Service Jobs. Customer service is a key element in many jobs and coursework method, it is important that you focus on that in your resume.
Whether you are applying at a restaurant, a hair salon or a local store, the essay by crackers, hiring manager will want to know that you will put their customers first. Some of these resume examples also include specific skills required for the position. For instance, a chef may choose to highlight the presentation and speed involved in gcse physics wire serving meals to customers. Pac Research. A stylist will want to focus on special treatments they have learned and a retail associate may want to gcse method show off their merchandising expertise. Cover. Also, be sure to physics method include any special honors or achievements you have received. Were you the employee of the month?
Did you reach a high sales goal? Teenagers and recent college graduates may need to to use in an essay write a resume as well and this can be tricky because of your limited work history. You will need to supplement your resume with other achievements. Include volunteer work and gcse physics coursework resistance wire method, accomplishments at school in super paper your resume and use these examples to learn how to feature them. Employers understand that you are young and looking to gcse coursework method add to your experience, so give them as much as you can that shows you#39;ll be a valuable employee.
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Gcse physics coursework resistance of a wire method
Bank Internal Auditor Resume Sample. This resume is a sample for the post of Bank Internal Auditor. In many countries female auditors have less practical experience than male due to resistance, some domestic or locality reasons nonetheless they possess strong command on the main concept. A Bank Internal Auditor is mostly required in those organizations that are female oriented e.g. female colleges, universities, banks and french essay writing any other industry. This culture prevails primarily in Asia. How you can build a resume for resistance wire method female? we give you below a resume sample to write, help you create an impressive and convincing resume. Show all your practical experiences, and if it is a big organization that you are applying for mention it clearly with either underline or in bold letters. Gcse Coursework Wire Method! Always try to be honest and clear while writing education and skills as mostly interviews are taken within the information provided in your resume data. A good resume pays a vital role for a good job win. Bank Internal Auditor Resume Sample. Date of Birth : Day Month Year.
Marital Status : Married. Visa Status : Husband Visa. Applied For: Bank Internal Auditor/Hotel Internal Auditor/Mall Internal Auditor/Professional Auditor. To pursue a challenging career in a progressive environment where learning, innovation and creativity are encouraged, where my skills knowledge can be enhanced to their maximum potential to contribute to school letter, the overall success and growth of the physics coursework resistance wire organization. More than 2 Year Experience as Accountant and Audit Assistant in peter essay India. Physics Coursework! Proficient in Computer Applications [MS OFFICE, TALLY ERP 9]. Ability and skill to motivate co-employees resulted in the attainment of goals and objectives of the on pollution by crackers team. as Bank Internal Auditor.
Coordinate activities between the coursework organization and the chief auditor for a successful audit Check revenue and expenses accounts to peter essay, judge the amount of total debts and credibility of the organization Make certain the balance sheets, assets liabilities, and profit and loss accounts display the true financial position of the organization Compute the tax liability of the organization and gcse coursework resistance wire method support the organization in making tax payments on time. Verify the supporting documents of bills, receipts and reconciliation statements Find out any discrepancies within the documents and statements and post relevant entries to make corrections. Reconciliation of Bank/Inter Company / Principal/Supplier Accounts Coordinate with auditors both internal external during audits. Inventory management include verification of New/Used/Work in Progress. Co-ordination with Auditors for the Finalisation and write preparation of the necessary schedules other documents for the Audit Periodical in house Statements from Trail Balance to Final Accounts consolidation of divisional/associated company accounts. Maintenance of accurate records in physics coursework wire method the proper manner and tracking the transitions to use essay same and physics wire capacity to super paper, draft the letters correspondence. Verification of Sales Bill and Supervising recording of physics resistance wire sales entry Credit control and collection of accounts payables and receivables. Prepare profit and loss statements and monthly closing and essay by crackers cost accounting reports. Resistance Method! Compile and analyze financial information to prepare entries to accounts, such as general ledger accounts, and document business transactions Establish, maintain, and coordinate the implementation of accounting and accounting control procedures. Monitor and review accounting and related system reports for accuracy and completeness Handling Cash collection and book keeping Provide accounting policy orientation for new staff. Essay On Pollution! Resolve accounting discrepancies Preparing day book, cash book and ledger.
Responsible for all the Local Purchase Order, Quotations, Enquiries, and other related correspondence. Prepare and physics coursework resistance review budget, revenue, expense, payroll entries, invoices, and other accounting documents Preparing Journal Entries Preparing Bank reconciliation statement. Write A Comparison Essay! Preparing monthly report for gcse coursework wire method Manager Representing the organization before various statutory authorities Helping smooth internal audit Conducting stock audits. Expert in Computer Languages such as C++, Tally ERP Internet and Ms Office, Outlook, Excel, Word, PowerPoint) A Anantha Shankaran (Chartered Accountant) I am keen to continue my career and prepared to work hard in pac research order to achieve my organization objectives and I hereby declare that the information furnished above is gcse coursework, true to the best of my knowledge. The resume sample is for the post of Senior Auditor. A Senior Auditor distinguishes himself due to his prevailing knowledge and cowan essay tackling multiple assignment expertise. When an audit officer performs his duties in manufacturing units, processing units, banks and service units, he gathers plenty of valuable knowledge and physics coursework skills. So for the post of senior audit officer employer’s main thinking is to hire a person with experience that he has earned during his big and multiple-type industrial encounters. Mostly Senior Auditors are required in those charted accountant professional firms or group of companies where they already have audit officers hence adding further challenges to french language writing, your post as controlling, managing and maintaining your employees.
Your application for this job must be perfect e.g. your Senior Auditor Resume Sample, presentation, current world knowledge, related accounting standard, and up-to-date international market condition. So how you build a good resume for this challenging job? A sample is provided below to help you well-construct your resume. It is started with an introduction followed by your objectives. (Career objective is very important for this post so write it very carefully mentioning all your areas of expertise.) At the end of resume provide some references. Seeking a long-term opportunity within the gcse physics coursework business community, where my professional experience, education, and abilities would be advantageous to the growth of my employer and myself. Around 6 years of practical experience in the field of financial accounting, financial statements and reporting, bank reconciliations, project accounting, cost and management accounting, budgeting and planning, financial forecasting, accounts receivables/payable, and internal/external auditing. Worked in leading multicultural organizations with expertise in: Accounts Receivable, Accounts Payable and Fixed assets management. Psychologist! Finalization of quarterly, half yearly and full yearly financial statements in compliance with IFRS and GAAP. Reviewing of General Ledger (GL), Accounts payables (AP), Fixed Assets (FA) and gcse coursework wire method Inventory at essay, different clients. Expertise in following accounting tools and MS Office applications: Peachtree (Sage 50 Accounting) QuickBooks Tally ERP MS Excel, MS Word MS Power Point Article ship completed from Institute of Chartered Accountants of Pakistan. Demonstrated history of establishing accounts department, implementation of financial policies and gcse wire method development of SOPs for different organizations.
Reviewed and implemented following systems at different levels, Sales system Purchase system Inventory system. January 2014 to November 2014 Senior Accountant. Dynamic Builders (Pvt) Limited. September 2011 to January 2014 Assistant Manager – Accounts Audit. Supervisor – Audit Assurance.
HLB International Chartered Accountants, Kabul, Afghanistan. June 2009 to September 2011 Senior Auditor. NEXIA International, Riaz Ahmad and good to use Company. Chartered Accountants, Islamabad, Pakistan. Dynamic Builders (Pvt) Limited, Islamabad, Pakistan. Senior Accountant January 2014 to November 2014. Dynamic Builders (Pvt) Limited stretches back its origin to 1990, is a combination of different task oriented entities engaged in the business of construction and erection. The company through its advanced approach and gcse wire techniques become one of the most developed construction companies of the country.
The company has substantially increased its scope of work. Key Responsibilities and essay on pollution by crackers Duties. Established and monitored the implementation and gcse coursework resistance wire maintenance of accounting control procedure, Maintained general ledger, trial balance, profit and loss account, balance sheet and other financials Closing with full responsibility of the account receivable, account payable and fixed assets function, Ensured accurate and appropriate recording and analysis of revenues and expenses, Analysed and advised on business operations including revenue and expenditure trends, financial commitments and future revenues, Made regular reports to the management on income, expenditure and any variations from budgets. HLB International , Ijaz Tabussum Co. Chartered Accountants, Kabul. Assistant Manager – Accounts Audit April 2013 to January 2014. Supervisor – Audit Assurance (Article Ship) September 2011 to April 2013.
A member firm of HLB International stretches its origin back as far as 1970. The firm today, through successful growth, is a strong and independent practice with four offices in letter Pakistan. The company widened its scope to be a part of technology revolution resulting into coursework wire method, the formation of Business Process Outsourcing arm. Key Responsibilities and compo 2000 Duties. During the period of 2.3 years with the firm, I was involved in various assignments in gcse resistance wire Assurance and Advisory Services. The various sectors I worked in ranged from manufacturing industry to service industry. The assignments include full scope audits, internal controls, agreed upon procedure, bookkeeping, forensic auditing and special assignments. My services as “Assistant Manager Accounts Audit and Supervisor Audit Assurance” also include: Maintenance of accounting controls by establishing a chart of accounts; defining accounting policies and procedures, Preparation and supervision of monthly and quarterly Management Accounts i.e.
Balance Sheet, Profit Loss and Cash Flow statement disclosures and psychologist cover letter other customized reports. Management of gcse coursework resistance wire method all income, expense, accounts receivable and fixed assets resources. Planning, execution and supervision of essay on pollution assignments of External Audits on various private, Public and Government Clients. Allocation of audit team to gcse physics, different areas under audit. Review of psychologist letter audit work at initial stage. Riaz Ahmad Company , NEXIA International, Chartered Accountants, Islamabad. Senior Auditor (Article Ship) June 2009 to September 2011. A member firm of NEXIA International stretches its origin back as far as 1956. The firm today, through successful growth, is a strong and independent practice with four offices in Pakistan. Previously it was a member firm of gcse physics KPMG, Ernst Young International, KMG and Shaffer Champness International.
Key Responsibilities and Duties. During the period of 2.3 years with the firm, I: Conducted assignments to review of accounting and internal control system. Supervised and administered maintenance of books of accounts and preparation of different level financial statements. Performed external audit services in accordance with the approved International Financial Reporting Standards (IFRSs), International Standards on Auditing (ISAs) and peter essay local laws. MAJOR ASSIGNMENTS PPERFORMED.
Following is the list of physics resistance method major clients handled during my stay at HLB and Nexia International Chartered Accountants: Date of Birth: 29.01.1979. Marital status: Married. Will be furnished upon request. Audit Assistant Manager Resume Sample. This resume sample is for the post of Executive Audit Manager. An Auditor’s post is considered to be very significant in the entire world. Good Transitions To Use! For this post you must have proper knowledge of physics method this field. An A.C.C.A. degree with article is essential.
Mostly an school cowan A.C.C.A. qualified person during his study audits different companies and organizations. So while constructing your resume do discuss all your past experiences and credits, especially of those organization that are recognized worldwide. The employer is mostly interested in your past profile. Below we give you an effective sample that will help you how you can well construct a resume. Physics Wire! Down you will see guidance in explaining all key skills and a comparison essay areas where he have had great experience.
And finally confidence is always famous for physics coursework wire method turning things into your favor. Planning audits and developing audit strategies along with identification of super potential risk areas. Identifying critical risks, systems’ evaluation and recommending improvements therein. Delegation and review of work and resolving issues in liaison with the coursework resistance wire management. School Cowan! Preparing tax computations and gcse resistance wire reviewing their compliance with local laws and school peter cowan regulations. Checking that financial reports and wire records are accurate and reliable. Ensuring procedures, policies, legislation and regulations are correctly followed and complied with. Co-ordination with professionals of various fields including legal, actuarial and IT. Perform audit tasks monitoring team.
Audit Assistant Manager Resume Sample. Experience: 3 Years in Accounts, Finance and Audit. Address Burjuman Dubai UAE. Visa Status: Visit Visa. To be a part of a dynamic reputed team of professionals striving for excellence in essay delivering quality services and products; inspiring mutual growth and contributing creative solutions towards the achievement of organizational targets. CA Finalist (1 paper Left to qualify) from Institute of Chartered Accountants of England and.
Wales (ICAEW) – In progress. ACCA from Association of physics coursework Chartered Certified Accountants UK – February 2012. B.COM from University of Sindh Jamshoro – July 2011. Higher Secondary Certificate – Intermediate Board Karachi – 2008. Secondary School Certificate – Matriculation Board Karachi – 2006. 3+ Years of experience in school cowan essay Accounts, Audit, Internal Audits and Business Analysis From Deloitte . Professionally qualified with ACCA (Association of Certified Chartered Accountants) and ICAEW(Institute of Chartered Accountancy of England and Wales (1 paper left) Have excellent skills in accounting can handle up to finalization Skilled in financial management, auditing, internal auditing costing and financial accounting, and intercompany reconciliations Experience of handling SOX Rules based Projects Self-motivated finance professional with achievements in gcse coursework method budgetary control, cost reduction, controlling of finance and reporting to the top management Aware of Code of Corporate governance High proficiency in all aspects of International Financial Reporting Standards (“IFRS”) Strong grip on financial and business analysis and have good business sense Well versed in computerized accounting environment like MS Office with advanced spread sheet skills, Tally ERP, Quick Book and Peach Tree. Adept at write, reviewing accounting records and other financial data to assess accuracy, completeness and conformance with company policies and applicable reporting standards. ROLES AND RESPONSIBILITIES:
Prepares asset, liability, and capital account entries by compiling and analyzing account information. Documents financial transactions by entering account information. Recommends financial actions by analyzing accounting options. Summarizes current financial status by collecting information; preparing balance sheet, profit and wire method loss statement, and other reports. Substantiates financial transactions by school peter, auditing documents. Gcse Physics Resistance! Maintains accounting controls by preparing and recommending policies and procedures.
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Develop, implement, modify, and document recordkeeping and accounting systems, making use of current computer technology. ROLES AND RESPONSIBILITIES: Planning audits and developing audit strategies along with identification of potential risk areas Identifying critical risks, systems’ evaluation and recommending improvements therein Delegation and review of work and resolving issues in resistance wire method liaison with the paper management Preparing tax computations and gcse coursework wire reviewing their compliance with local laws and regulations Checking that financial reports and 2000 language writing records are accurate and reliable Ensuring procedures, policies, legislation and regulations are correctly followed and complied with Co-ordination with professionals of various fields including legal, actuarial and IT Perform audit tasks monitoring team Performing Internal audits, special assignments , agreed upon gcse coursework wire method, procedures Establish, maintain, and coordinate the implementation of accounting control procedures Monitoring and review accounting and pac research related system reports for accuracy and completeness Implementation of physics wire method Accounting information and essay on pollution by crackers Internal Control System in physics wire method the Organization Ensuring compliance with the management policies and reviewing existing systems to identify any control weaknesses Ensuring whether the rules of SOX are applied properly Ensuring compliance with the code of corporate governance Assessment of the financial statements in order to ensure their compliance with the requirements of the local laws, Regulation and International Financial reporting Standards (IFRS) Drafting reports for Internal clients , with experience of essay discussing findings with the top management of the client Reporting to Managers and Partners. and issuing Final Reports. Following is the list of gcse coursework resistance wire clients handled: Visa Worldwide Singapore PTE Limited Dalda Foods Private Limited Wazir Ali Industries Limited (WIL) Tuwairqi Steel Mills limited TSML Salfi Textile Mills Limited Island Textile Mills Limited Diamond International Corporation limited Tata Textile Mills Limited National Industrial Parks Development Management Company (NIP) United Bank Limited. TECHNICAL PROFESSIONAL SKILLS: QUICK BOOKS, TALLY , PEACH TREE MS-EXCEL, MS-WORD, MS-POWER POINT Aware of Deloitte Software AS 2 User level knowledge of different ERPs used by school peter cowan essay, client Can work under pressure and gcse physics resistance wire method meet deadlines Have excellent communication interpersonal skills Self-motivated, comfortable in taking initiative and working independently. Attended various professional development seminars and training sessions including Deloitte Audit Methodology and updates in ISAs /IFRSs . Completed mandatory and optional training courses arranged by compo 2000 french, Employer regarding updating IFRS/ISAs, Industry specific courses, Financial management courses, Ethics based courses . Gcse Physics Coursework Wire! Working at the Deloitte Pakistan Firm has enabled me to develop comprehensive understanding of the competitive and regulatory environments of compo 2000 french essay writing diversified industries and the accounting and internal control systems implemented at gcse physics coursework resistance wire, various organizations. During my training period at firm I was engaged as member of good transitions to use in an essay audit team senior for special assignments, Internal Audits and agreed upon physics coursework method, procedures, of various renowned listed and other clients.
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DESIGNATION : General Accountant. Responsible for Assets and inventory management accounting. (Depreciation, Amortization, Repair Maintenance, Up-gradation Disposals, write off obsolete stock etc.) Responsible for Liquidity, Cash Flow Working Capital management. (Cash/ Bank Balances, Debtors, Inventories Suppliers payments Management) Recognized managed Gratuity, Leave Salary, Air fare, Trade and Other Creditors Provisions and Liabilities in letter Financial Statements according to applicable UAE Labor law and IAS. Responsible for physics coursework method Group Consolidated Revenue, Expenses, Accruals, Reconciliation Payroll recognition management. Finalized monthly, quarterly and annually Audit Files and year end closing entries in transitions Financials and organized managed financial information Documentations. Responsible for Group projects costing (related to Material, Labor Assets) Variance Analysis (Material price and usage, Labor rate and efficiency and Assets rates, efficiency and physics method usage variances). DESIGNATION : Internal Auditor. Reported accounts staff deficiencies in expenses recognition and amortization of prepaid expenses to CEO. Evaluated internal control deficiencies and provide recommendation for improvements to CEO. Evaluated group’s financial statements integrity, completeness and accuracy by monitoring adherence and compliance of financial statements principles, policies and procedures to International Accounting Standards and good in an essay international financial reporting standards. Evaluated Group’s resources and operations economy, efficiency and effective (3E’s) and reported misuse of resources and abuse towards SOP’s. Communicated with group’s external auditor for quarterly and year end audit.
Assisted in preparation of coursework monthly depreciation schedules for School Building, classroom and office furniture. Followed up and updated books of accounts for tuition fee receivable from students. Recorded and updated accounts department records, Files and Documentations systematically and as per policies and procedures of Organization. Assisted in the monthly, quarterly, and year end closing of accounts. Prepared, managed and write a comparison documented export related documentsg.
Commercial invoices, packing lists. Physics Coursework Resistance Wire Method! Associated with opening, Endorsement, Retirement and Management of Letter of Credits (LC). Encoded Advance Payments to essay, suppliers in gcse physics method Local and Foreign Currencies. Achieved 98% marks (Highest Ever) in theoretical Knowledge test, for the position of transitions to use accountant in Emirates Petrochemical Services Scaffolding Group. Got employment confirmation within 3 months (of total 6 months) probation period along with promotion (from “Accountant” to gcse physics resistance wire, “Accountant General”) with 20% salary increment in Emirates petrochemical Services Scaffolding Group. Implemented rationale Customer Screening process for Trading division of Emirates Petrochemical Services Scaffolding Group (which accounted for 20% of Group revenue) for reduction in risk of super Bad Debts.
Successfully executed “ CUSTOMIZED PETTY CASH ACCOUNTING SOFTWARE” in administration department of gcse physics coursework resistance wire method Group which helped to encode petty cash transactions systematically and generated timely MIS reports for management, along with proper system generated documentations. Will be furnished on demand. Working Capital, Voucher, Treasury Petty Cash Management. School! Stock Control Inventory Management. Planning Budgeting Forecasting. Payroll Processing Management.
Payments and physics coursework resistance method Settlements. International Standards on Auditing. International Accounting Standards. Super Pac Research! Fixed Asset Management. Financial Statement Analysis. Corporate Tax Filings. Capital Rationing Budgeting. Costing Variance analysis. Provisions Liabilities Management. Finance Control Manager Resume Sample.
This resume is a sample for the post of Financial Control Manager. A Financial Controller plays a very important role in the prosperity of a company or an organization.He performs several major responsibilities including supervising, administration and Finance areas with reporting to local management and to gcse resistance, headquarters. Management information system reports, Cash Flow management and facilitating financial problems for customers. Accounting, Costing, Forecasting, Budgeting and Credit monitoring related to Collections. Sample of Financial Control Manager is essay on pollution by crackers, given below to help you create a convincing resume. Your resume must entails that you are talented with great moral character. Finally adding references to a resume is definitely go in to stand your (Finance Control Manager ) resume out gcse physics coursework resistance method among others. Finance Control Manager Resume Sample. Status : Married/ Single. Applied For: Finance Control Officer/Budget Manager/Deputy Finance Manager/Financial Flow Manager.
Interested in a challenging position as an Audit Manger/Finance Manager with a reputed organization where I can put to practice my management and audit skills and further my career and peter cowan essay Experience. Ability to work in dynamic environment, self- motivated, creative and hard working.V.Good internal audit, financial analysis ability and gcse coursework wire method make comparison analyses and V.Good in business development and alternate investment preparation. 15 years experience work in MNC auditing and accounting field (Auditing Finance) of Hospitality, Real Estate , Contracting, Manufacturing and Trading Companies), V Good in school letter risk assessments, compliance and control and also have V.Good analysis ability, Good knowledge of all financial aspects of gcse physics coursework resistance a business including Budgets, Variance and Cash Flows, Trial Balance and Balance. V.Good background of IAS and GAAP. Current position : Asst.CFO. Current Company : A.H Group of write essay Companies Sharjah-UAE. M.Com (Masters of Commerce)-Auditing and Costing .Osmania University Hyderabad.
CIFP (Certified Islamic Finance Professional ) Shariah and gcse resistance wire method Islamic Finance from INCEIF Malaysia. MA (Masters in Public Administration) Completed first year and discontinued final. Osmania University. Completed 3 Years of Article ship from Institute of Charted Accountant of India with Giri Kumar Associates. Diploma in Management Accountancy sponsored Program me. Completed course in Bank Operations at peter essay, Mahesh Bank -Hyderabad Currently pursuing CIA. MH Group of coursework resistance method Companies: Diversified group consists of Real Estate, Hospitality, Contracting, Manufacturing and Trading /April 1997 – 2001 as.
Financial Control Cum Internal Auditor. The company is branch of a comparison essay Kuwait, Saudi Arabia, Sharjah, Qatar, Spain and German, company, and specialized in manufacturing pipes, A/c chillers and consists of 5 hotels in Sharjah and 4000 commercial and residential units for Middle East region. Reporting to gcse physics coursework wire, the Audit Manager in Kuwait. Conduct audit filed work as per audit plan and schedule. Audit planning, execution filed work,Ensuring audit is conducted in school peter essay accordance with audit programs, Evaluate and document the client’s accounting and internal control system, Designed and carried out tests of physics coursework wire method control and substantive tests, Assuring compliance with financial reporting statutory framework. Draft audit report and file audit papers accordingly.
Reviewed audit work done by other junior staff. Pac Research Paper! Conducted various types of audits : Operational Audit Finance Audit, Cost Audit, Financial Reporting Audit and Special Audit. Controls Audit Risk Assessment. Gcse Physics Coursework Resistance! Consulting or special audits A.H Group of Companies: Finance Supervisor (Manager) for UAE Operations. The tasks focuses on market, insurance, operation risk, credit and liquidity risk and also oversee the control environment and cover letter provide early warning solutions regarding risk or control issues. The tasks also include substantial exposure to senior management, where you I have to bolster business decisions with expert opinions. The tasks also include developing audit strategies into effective audit procedures, generating and implementing ideas to maximize assignment profitability, the gcse physics wire method main tasks will be to school essay, produce assignment budgets and timetables, identify efficiency improvements and to resistance wire method, coach other members of staff.
Finance Manager along with Audit Supervisor/April 2005 – Present. Reporting MD, DMD CFO. Additional Main responsibilities: -Budgeting, Forecasting Report, – Manage the Team of auditors and supervise and finalize reports and communicate. – Supervise and school resource allocation as per available audit resources and conduct training. – Risk assessment and coursework resistance finalize risk priorities and maintain risk register. -Follow-up recommendation with management for corrective action. – Prepare Financial Statement, reports, analysis as per management direction. -Monitor group financial activates, receipts, disbursements and prepare daily report. – Monthly Report of CGS, and good to use Result of operating Activities, – Monitor Bank Transfer, Loan portfolio and facilities funding and gcse physics wire method non-funding and. – Maintain group cash flow, short term borrowing and terms loan repayments (treasury management) Long term loans follow up in terms of repayments, interest and cash flow.
– Monitor and prepare reports on Banks Reconciliation for the major transactions of group. -Presentations of write essay projects, feasibility, investment proposals and business development. – Prepare Costing Report, Analyses Report, Projected Monthly Cash Flow. -Review facility management contracts of substantial value and major procurement. -V.Good background of International Accounting Standard, and GAAP, – V.Good communication skills with accounting staff other related Department. : V.Good in Oracle Programming, Visual Basic and MS Access. :Well aware of ERP structure and learn course in Oracle Financial and Oracle Data Base Administration.
Well aware with hardware and gcse physics coursework wire web based technology. Apex Hospitals Ltd: Sr. Financial Accountant. Both In-patient and Out-patient. Book Keeping and general accounting, costing and regular accounting functioning up to finalization. Preparing cash flow, receivable management, disbursements, handling bank and its related matters, external auditors and preparing various reports for decision making process. Daily hospital report to MD on finance, patient management, Housekeeping, medical legal cases, pharmacy issues and other administrative issues.
Giri Kumar Associates and Consultants Worked as Article’s from 1988-1990. Learn basic auditing techniques like vouching, tracing, footing, preparing files, working papers, preparing reports, preparing financial reports, industries knowledge, communication procedures, financial analysis, irregularities, frauds, and basic auditing. Gain industry knowledge in hospitality, hospitals and peter essay banks are our major clients.
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Physics coursework- Investigating the resistance of a wire - GCSE
Alcohol and Drug Counselor Requirements in New Jersey. Gcse Coursework Method? New Jersey alcohol and drug counselors are credentialed by the Alcohol and Drug Counselor Committee. In order to be credentialed, one must meet education, training, and supervised experience requirements. In An? Once these requirements have been met, the candidate will take written and oral examinations. Master's level counselors are issued the Licensed Clinical Alcohol and gcse coursework resistance wire, Drug Counselor (LCADC) credential. Bachelor's level candidates are issued the Certified Alcohol and Drug Counselor (CADC) credential. An in-state trainee will come under state jurisdiction while working to meet experience requirements. Capella University offers an Online Master of Science in Addiction Studies, a PhD in Addiction Psychology as well as three online CACREP- accredited master's programs: Clinical Mental Health Counseling, Marriage and Family Therapy, and School Counseling. Click here to contact Capella University and request information about their programs. Select a New Jersey Alcohol and Drug Counselor topic below. Essay? Certified Alcohol and gcse coursework resistance, Drug Counselor Requirements.
A CADC must have a bachelor's degree. Paper? Additionally, the gcse physics coursework wire, counselor must have 270 hours of coursework in mandated areas. Super? The requirement is 54 hours in each of five identified domains. The student may take classes approved by the Association for Addiction Professionals, the National Association of Alcoholism and Drug Abuse Counselors (NAADAC), or International Certification Reciprocity Consortium of Alcohol and Other Drug Abuse (ICRC) member boards. Coursework from a regionally accredited university may also be applied. If the university coursework was not pre-approved as meeting requirements, the candidate will need to have transcripts evaluated by the Addiction Professionals Certification Board (APCBNJ), an physics coursework resistance method, IC RC member board. A list of approved providers is available on the APCBNJ site (http://certbd.org/approved-providers/). Coursework distribution must meet the following standards: Assessment topics: at least six hours each in essay initial interviewing, differential diagnosis, biopsychosocial assessment, substance abuse physiology/ pharmacology, diagnostic summaries, compulsive gambling. Counseling topics: six hours each in introduction to counseling, approaches and techniques, individual counseling, family counseling, group counseling, and crisis intervention.
Case management topics: six hours each in consultation, community resources, HIV resources, documentation. Client education topics: six hours each in addiction recovery, psychological client education, sociocultural client education, medical/ biomedical client education, sociocultural and biomedical family education, addiction recovery/ psychological family education, community/ professional education. Legal aspects: six hours each in legal standards, ethical standards, personal growth, professional growth, recovery dimensions, cultural competency, community involvement, supervision, and consultation. The prospective CADC must attend 30 self-help group meetings, in attendance at at least five meetings hosted by each of the following organizations: Alcoholics Anonymous, Narcotics Anonymous, and Alanon. The prospective CADC must work under supervision for at physics, least two years and until such time as 3,000 experience hours have been earned.
It is essay by crackers, permissible to work part-time and take longer than two years. However, the physics resistance method, experience requirement must be met within a period of five consecutive years. The clinical supervisor may be an LCADC, an cowan, APA-qualified psychiatrist, an ASAM-certified physician, or an mental health professional who has been certified as a clinical supervisor by the Addiction Counselors Certification Board. The intern must have at least 50 hours of supervision a year, and at least two evaluations. The candidate must have 300 hours of practical training in 12 competency areas. Gcse Coursework? The application packet includes a breakdown of training hours by essay, competency area. A CADC candidate will take IC RC written and coursework wire, oral examinations. The oral examination is based on school, a case. Information and preparatory materials can be found on the site of the physics wire, Addiction Professionals Certification Board of compo french language essay, New Jersey (http://certbd.org/testing/oral-test-questions/). Gcse Physics Method? Licensed Clinical Alcohol and Drug Counselor Requirements.
An LCADC candidate will need a master's degree in a counseling field or in a field related to addictions or counseling. Write A Comparison? The candidate must have 18 counseling-related credit hours; it is acceptable to physics resistance wire method, take courses post-master to make up for educational deficiencies. Essay By Crackers? The following content must be covered: The helping relationship Counseling practice and theory Counseling profession Growth and development/ maladaptive behavior Social and method, cultural foundations Group dynamics, counseling, processing, consulting Lifestyle/ career development Individual assessment Pharmacology and write, physiology Research and evaluation. Gcse Physics Wire? The candidate will need 270 hours of drug and alcohol education, 300 hours of supervised practical training, and at pac research, least two years of supervised experience. Physics Resistance? (The minimum number of experience hours is language essay writing, 3,000; an individual who works more than 1,500 hours in gcse physics coursework wire a year can only credit 1,500 of them.) In most cases, interns will need at least 50 hours of good to use essay, supervision a year and will receive at least two evaluations each year. Credentialed interns (those who hold healthcare licensing) will need at coursework method, least 50 hours of supervision. They will have at least one annual evaluation. The candidate will also need to attend at least 30 alcohol and drug abuse-related self-help group meetings. The candidate must take IC RC written and compo 2000 writing, oral examinations.
Professionals already licensed in physics resistance other health care disciplines (for example, advanced practice nursing, psychology, or clinical social work) are exempted from examination requirements. A candidate will need to have a criminal background check. On Pollution By Crackers? If the candidate was fingerprinted by a New Jersey Division of Consumer Affairs Board or Committee after November of 2003, it will not be necessary to have prints made again; however, the candidate will still need to remit $22.55 to have a background check run. An individual who is interning to meet experience requirements will fill out method, a proposed plan of supervision. This and other pertinent forms and instructions can be downloaded from the New Jersey Consumer Affairs website (http://www.njconsumeraffairs.gov/alcohol/adc_applications.htm). The intern must read applicable statutes and peter cowan essay, regulations before submitting the form. An in-state candidate will apply to coursework method, the Committee for licensure or certification before taking the examination.
An alcohol and essay, drug counselor who has held certification through an ICRC Board will submit verification. Candidates who have not held certification will provide forms to their supervisor(s) to have practical training verified. The clinical supervisor will provide an evaluation. The application includes an affidavit that must be notarized. There is a $75 application fee. If all requirements have been met except examination, the candidate will be authorized to test. This will entail payment of additional fees. The Committee will allow up to three examination attempts before imposing additional requirements. Coursework Resistance Wire? Candidates can find links to study resources in the FAQ manual provided by the Division of Addiction Services (http://www.state.nj.us/humanservices/das/workforce/LCADC%20CADC%20FAQs.pdf). On Pollution? Addiction counselors may be granted reciprocal credentials if the licensing agency determines that the standards were substantively similar. Addiction counselors who hold certification through an IC RC Board will have reciprocity processed by the Addiction Professionals Certification Board.
The APCBNJ will provide a transcript to the New Jersey licensing agency verifying coursework in applicable domains.
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Resistance in a wire - GCSE Science - Marked by Teachers com
essay on physics wire the economy However, the good transitions essay, problem is that economists may often disagree on the best solution to these challenges. For example, at the start of the great depression in 1930, leading economists in the UK Treasury suggested that the UK needed to balance the budget; i.e. higher taxes, lower unemployment benefits. But, this made the recession deeper and led to a fall in demand. The over production of negative externalities (e.g. pollution/congestion) The underproduction of goods with positive externalities (e.g. education, health care, public transport). Non-provision of physics coursework wire, Public Goods - (national defence, law and write a comparison order) In recent years, behavioural economics has looked at the diverse range of factors that influence people's decisions. For example, behavioural economists have noted that individuals can exhibit present-bias focus. This means placing excess importance on the current time period and making decisions our future self may regret. This includes over-consumption of demerit goods like alcohol and tobacco and gcse physics method failure to save for a pension.
What may cause a run on the Pound? A run on the pound is more likely in a semi fixed exchange rate. e.g. when the Government is committed to trying to keep the Pound at a certain level. If markets feel this level is unsustainable they may keep selling Pounds until the government is forced to devalue. For example, in 1992, the UK tried to maintain value of Sterling in ERM, but, ultimately markets forced the UK out and we had to in an, devalue. The graph above shows the near 20% devaluation in 1992. We also had a run on the pound in the late 60s, causing the Wilson government to physics wire method, devalue pound. Super Paper? (In 1967, Wilson devalued pound by gcse coursework resistance 15% after selling many foreign currency reserves trying to maintain value of Pound) In 1976, there was another on the Pound as markets feared the UK's fiscal position. School? Financial crisis depreciation.
The credit crunch of 2008 hit the UK economy hard because it was more reliant on the financial sector than most other economies. Other potential causes of a run on gcse resistance wire the Pound. High inflation - high inflation reduces the value of Pound Sterling. Foreign investors will be nervous of holding UK assets if the school peter cowan, UK has high inflation. Resistance Wire? Threat of sovereign debt default . If markets feel government borrowing is too high and unsustainable then there is a risk of foreigners losing their government bonds. Write A Comparison Essay? Therefore, the market will sell bonds causing an outflow of foreign currency and fall in value of sterling. This can build up a momentum effect. As the fall in the currency can alarm other investors.
Large current account deficit. A large current account deficit implies we rely on capital flows to finance the current account deficit. Therefore, the gcse wire, UK would be more vulnerable to capital flight. In this circumstance a run on the Pound would be stronger. However, the UK has run a persistent current account deficit since the 1980s. (See: Current account deficit)
Is the UK at risk from a Run on the Pound? Would membership of Euro protect against a run on the Pound? Link between inflation and interest rates. Interest rates can influence the rate of inflation and peter cowan essay the rate of economic growth. The Bank of England change the 'base' interest rate to try and target the government's inflation rate of 2% +/-1 Generally, an wire method, increase in inflation leads to good, higher interest rates.
A fall in the inflation rate and lower growth leads to lower interest rates. Graph Showing Inflation and Interest Rates in the UK. Real Interest Rates. Typically, nominal interest rates are 1 - 2 % higher than inflation. Gcse Resistance Method? When interest rates are higher than inflation, it means savers are protected against the effects of inflation.
However, in 2008 and 2011, we had a period of negative real interest rates. This meant the inflation rate was higher than the base rate. A negative real interest rate is bad news for savers, but good news for borrowers. Essay By Crackers? Response to Rising Inflation. If inflation rises, generally, the Bank of England increases interest rates to coursework resistance wire method, reduce inflationary pressure.
Higher interest rates tend to reduce consumer spending. This is because homeowners see an increase in the cost of their mortgage payments and have less disposable income. Therefore, they spend less. Also, higher interest rates increase the incentive to save and reduce the incentive to compo french language essay writing, borrow. Therefore, an increase in gcse coursework resistance wire method, interest rates tends to reduce the rate of economic growth and prevent inflationary pressures. School Cowan Essay? See more on: Effects of Higher interest rates on physics coursework wire economy Response to Fall in Inflation Rate. Lower interest rates increase motivation to borrow Lower interest rates mean cheaper mortgage payments and increase disposable income. Why A Cut in Interest Rates May Not Work.
The recession was so sharp that investment and consumption have fallen dramatically and so the cuts in interest rates have only mitigated the extent of the downturn House Price falls provide a powerful negative impact on spending. Lower interest rates should boost spending. But, with house prices falling 20% since the peak, this has reduced consumer wealth and therefore reduced spending. Global downturn. Paper? Even sharp depreciation has been unable to boost export growth because of the gcse coursework resistance method, extent of the economic downturn. Time Lags. A cut in interest rates can take a long time to have an effect. For example, people with a two-year fixed rate mortgage won't notice for quite a long time. (until they re-mortgage.
Also, commercial banks may be reluctant to pass the interest rate cut onto consumers. In some circumstances, the Central Bank may not increase interest rates, despite an increase in inflation. Good Transitions? For example, in 2008 and 2011, we had a rise in inflation to 5%, but, the Central Bank kept interest rates low. Why? They kept interest rates low because: They felt inflation was just due to temporary cost-push factors like higher taxes and volatile food prices increasing They felt economy was at risk of inflation. Therefore, it was more important to tolerate a temporarily higher inflation rate, than increase interest rates and push the economy back into recession. Related. UK Exchange Rate Mechanism Crisis 1992. In October 1990, the UK made the decision to physics, join the Exchange Rate Mechanism (ERM)
The ERM was a semi-fixed exchange rate mechanism. The value of the Pound was supposed to be kept at a certain level against the DM. Keep inflation low Provide stability for exporters encouraging trade Enable countries to join the single currency - the Euro. In the late 1980s, the peter essay, chancellor, Nigel Lawson was keen to join the coursework resistance, ERM. By Crackers? But, Mrs Thatcher with her euro-sceptic views wanted to stay out. The late 1980s saw an extraordinary economic boom - boosted by booming house prices, tax cuts and coursework resistance wire low interest rates.
Growth reached record levels of write a comparison essay, 5-6% a year. Enthusiastic government ministers talked of an economic miracle - hoping Government policies had enabled, at long last, to catch up with other countries like Germany. However, this miracle was an illusion. High growth was unsustainable and led to gcse wire, inflation.(see: Lawson Boom) With inflation of 10%, Nigel Lawson was able to convince Mrs Thatcher that the school cover, UK would benefit from joining the ERM to physics coursework, help reduce inflation. Therefore, the UK joined in October 1990. at a rate of DM 2.95 to the Pound. Increasing interest rates - this attracts hot money flows - it is more attractive to save in school peter cowan essay, UK with high interest rates. Physics Coursework Wire Method? Buying pounds with foreign exchange reserves. However, these policies of protecting the value of the Pound was causing a serious economic downturn. Transitions To Use? High interest rates particularly hit the physics, housing market.
With rising house prices, many had taken out large mortgages to get on the property ladder. But, now interest rates were increasing, mortgage repayments became unaffordable and super pac research paper default rates increased. Combined with rising unemployment from the coursework resistance wire, recession, the write a comparison, housing market saw a dramatic fall in prices that was to last 4 years. It was increasingly clear to gcse resistance method, the financial markets that the Pound was overvalued. The government was exhausting its foreign currency reserves in buying pounds. But, more problematically, the on pollution by crackers, high interest rates was causing a serious recession and misery for gcse physics method, homeowners. For a long time, the British government fought a losing battle. School Psychologist Cover Letter? But, the foreign currency reserves of the British government were no match for the trillions of Pound Sterling traded on the foreign currency and the pound kept sliding. It is estimated that the Treasury used ?27 billion of foreign currency reserves trying to prop up the Pound. The Treasury estimated the coursework resistance wire method, final cost to the taxpayer was estimated at ?3.4 billion.
An overvalued currency can lead to transitions in an essay, lower economic growth, due to uncompetitive exports. Trying to keep currency at a level which is too high, may require high real interest rates - which can cause economic downturn. Coursework Wire Method? It is hard to buck the market. Even government intervention on compo 2000 french language writing foreign currency markets is not sufficient to prevent depreciation if this is what reflects market fundamentals. A devaluation of the currency can be beneficial for the economy - under certain circumstances. This devaluation did not cause significant inflation, because the economy was depressed. UK Recession of 1991-92 UK devaluation of physics wire method, 1967 - many similarities UK Economic history Factors influencing exchange rate UK Crashes out of 2000 essay, ERM in 1992 at BBC Unemployment is physics coursework method, A Price well Worth Paying for lower inflation - Norman Lamont commenting on his own policies. European harmony - European Union countries are no longer at loggerheads like they were in the past.
With the exception of civil war in Yugoslavia (which wasn't in on pollution by crackers, the EU at the time), Europe has managed to heal the divisions which were so painfully exposed in the two World Wars in the Twentieth Century. The EU was awarded the Nobel Peace Prize in 2012 for helping to promote peace and international co-operation. Gcse Physics Resistance Method? Many Eastern European countries are keen to join the EU because they feel it will help promote economic and political stability. Legal and super pac research paper human rights. The EU has a strong commitment to human rights, preventing discrimination and coursework wire the due process of law. This makes the EU attractive to countries, such as the Ukraine who wish to to use, share in similar legal and human rights. Prospect of membership has helped modernise countries, such as Turkey. The Copenhagen Criteria for EU membership enshrine a commitment to human rights, the rule of law and a market economy.
The prospect of gaining membership of the EU, encourage countries to implement human rights legislation. Economic benefits. EU is one of strongest economic areas in the world. With 500 million people, it has 7.3% of the world's population but accounts for physics coursework wire, 23% of nominal global GDP. Free trade and removal of non-tariff barriers have helped reduce costs and prices for consumers. Increased trade with the EU creates jobs and higher income. Essay? Over 52% of UK exports are to the EU.
Trade within the coursework resistance wire, EU has increased 30% since 1992. According to in an, one study - over ten years (1993-2003), the Single Market has boosted the EU’s GDP by ˆ877 billion [?588 billion]. This represents ˆ5,700 [?3,819] of extra income per household. A paper, Campos, Coricelli, and Moretti (2014) used the synthetic counterfactuals method (SCM) pioneered by resistance Abadie and compo french essay writing Gardeazabal (2003). The red dotted line shows estimated GDP if the coursework method, country had not been a member of the EU. This shows that even more prosperous EU countries, such as the UK have benefited from higher GDP as a result of being in the EU. Free movement of labour and capital have helped create a more flexible economy. On Pollution By Crackers? For example, UK and Ireland have benefited from the immigration of Eastern European workers to fill labour market shortages in certain areas, such as plumbing, nursing and cleaning. Physics Coursework Method? Far from 'taking jobs', migration has helped increase productive capacity and makes a net contribution to tax revenues. Essay? (see impact of net migration) Free movement of labour also enables British people to live and work in gcse physics method, Europe.
Roughly 1.6 million British citizens live in the EU outside the school, UK ( UNCTAD World Investment Report 2010 ) EU migrants are net contributors to gcse, UK Treasury. EU migrants tend to be young. Therefore they pay taxes, but use a relatively small share of the NHS and pensions. See: Fiscal effects of immigration. Net migration has helped deal with the UK's demographic timebomb. EU has enabled people to travel freely across national boundaries making trade and tourism easier and cheaper. According to the European Commission, more than 15 million EU citizens have moved to other EU countries to work or to enjoy their retirement. 1.5 million young people have completed part of their studies in another member state with the help of the Erasmus programme. The possibility to by crackers, study abroad is considered positive by 84% of EU citizens. Gcse Physics Resistance Wire? (benefits of EU) Easier to super paper, use qualifications in coursework wire method, different member countries. On Pollution? This makes it easier to work abroad without having to retrain in different national qualifications.
Mutual recognition of safety standards and rules have helped reduce costs for firms. This has encouraged the development of small and medium business who rely on the low cost of exports. Social charter enshrines protection for coursework method, workers such as a maximum working week, right to collective bargaining and fair pay for employment. European Arrest Warrant (EAW) scheme has made it easier to track criminals across the European continent. Environmental benefits of the EU. The EU has raised the quality of sea water and beeches, by implementing regulations on water standards 'Bathing Water Directive'. Essay On Pollution By Crackers? 92% of tourist locations now meet minimum water quality standards. (Clean water at Europa.eu) Tackling global warming. Physics Coursework Resistance Wire Method? In 2006, the on pollution, (EU) committed to reducing its global warming emissions by at least 20 percent of 1990 levels by 2020.
The EU has also committed to spending $375 billion a year to cut greenhouse gas emissions by at least 80 percent by 2050 compared to 1990 levels. (global warmingpdf) Tackling acid rain. Environmental treaties which have sought to deal with European wide environmental problems such as acid rain. The EU has set strict restrictions on emissions of pollutants, such as sulphur , and other causes of acid rain. (BBC Link) Consumer benefits of the EU. EU competition policy has harmonised regulation of coursework wire, monopoly and cartel power within Europe. The EU competition policy seeks to avoid abuses of cartels / monopoly / dominant market power and transitions in an essay protect the interest of the consumer. There has been successful deregulation of airlines, electricity and gas markets.
The EU has reduced the price of making mobile phone calls abroad. In 2007 EU legislation set maximum charges for making and receiving calls. The EU also agreed with 14 mobile phone manufacturers to create a standard design for chargers from 2011 in order to make life easier for consumers and gcse resistance wire reduce wastage. Language Essay? In 2014, it is has voted to scrap roaming charges which will drastically reduce the cost of using a mobile phone abroad. (BBC link) Consumers are free to physics method, shop in any EU countries without paying any tariffs or excise duties when they return home. So what have the EU ever done for us, apart from straightening all those pesky bananas?
Recent posts on Brexit and Europe. Unemployment - A price worth paying for lower inflation? To some extent N.Lamont will claim to be vindicated by events. Although unemployment rose to 3 million in super paper, the early 1990s, inflation was reduced and since then the economy has experienced a long period of uninterrupted growth without inflation and gcse physics coursework resistance unemployment has fallen. 2. Costs of inflation. 1. Unemployment can last for a long time. Yet, this period of undoubted prosperity and rising living standards helped to mask a decline in the relative competitiveness of the UK economy. UK economic growth in the 1960s. There were brief dips in output, but these were not sustained. Lack of willingness / ability to innovate Poor industrial relations with a growing number of days lost to essay on pollution, strike action. There was often a break down between owners and managers and increasingly militant trade unions.
Some argue this was exacerbated by Britain's class system. Coursework Resistance Wire? Whilst Japanese workers sang company songs with zest and loyalty, British workers were more likely to be working to peter cowan, rule or considering strike action. Barbara Castle as Labour minister tried a moderate reforms of trades unions, through her white paper 'In Place of Strife '. However, the unions effectively lobbied Labour ministers and the reform bill was blocked. Complacency. Some argue that in the post-war period, the UK was affected by complacency of being a global power. This complacency was in stark contrast to the defeated countries of Germany and Japan, who put greater energy into business. Gcse Resistance Wire? The UK was also hampered by french essay coming to terms with letting go its Empire and trying to join Europe. In the 1960s, two applications to resistance, join the EEC were vetoed by the French. Lack of public sector infrastructure.
Burdened by compo french writing high post-war debt, the UK struggled to invest in new transport and technologies. For example, the UK was still relying on steam trains until the gcse physics coursework wire method, mid 1960s - later than many other countries who made switch to cheaper and more efficient electricity and diesel. Balance of compo french essay writing, Payments. In the coursework resistance method, 1960s, the essay on pollution, trade deficit was seen as a vitally important economic statistic, with important politically considerations. Unfortunately, for the Harold Wilson government of the 1960s, the UK trade deficit was embarrassingly large - a result of the decline in competitiveness and a wish to retain a strong pound. Campaigns like 'Buy British' were surprisingly prominent, but, ultimately failed to make any real dent in gcse physics method, the trade deficit. The problem was that if you wanted a car or electrical good that worked - you were much better off buying from overseas. If we made jokes about Skodas and Ladas in the 1980s, British Leyland was the butt of many jokes during 60s and 70s. Despite the economic weaknesses of the 1960s, it was still an era of full employment and language writing rising real wages. Compared to physics coursework resistance wire, the rest of the Twentieth Century, the 1950s and 60s were a rare period of full employment.
In fact, there were serious labour shortages in industries, such as manufacturing and transport, leading to good transitions in an essay, the mass immigration from Commonwealth countries. Devaluation of 1967. It does not mean that the pound here in Britain, in your pocket or purse or in your bank, has been devalued. (BBC) But, it did cause the price of imports to rise and contribute to rising inflation. It was also hoped the devaluation would tackle. Our decision to devalue attacks our problem at the root and gcse physics coursework method that is why the international monetary community have rallied round. Pac Research Paper? However, although it proved a temporary boost in competitiveness. It could not tackle the fundamental issues, such as productivity and labour relations. After the Second World War, the UK was left with huge debts. National debt as a % of wire method, GDP exceeded 200% of GDP in the early 1950s.
Britain was reliant on loans from the United States. Despite growth and a steady reduction in debt to to use, GDP during the 1960s, the UK still required US help. The Lawson Boom of the late 1980s. The Lawson boom of the late 1980s was a classic example of a 'boom and bust' economic cycle. The late 1980s were a period of rapid economic expansion.
This was caused by gcse resistance wire rising house prices, tax cuts, lower interest rates and high confidence. Compo? However, the boom caused a rise in inflation and a larger current account deficit. Policies to tackle this inflation caused the physics resistance, recession of 1991-92. The Lawson boom followed from the recession of 1981. This recession particularly affected the peter essay, manufacturing sector and caused unemployment to rise to 3 million. By 1985, unemployment was still over 2.5 million people. Gcse Resistance Method? However, from 1986 the government made various decisions which helped to inflate the economy causing an inflationary boom. Economic growth in the 1980s. In 1987 as a whole, output grew by getting on for 4? per cent., rather more than the rate of inflation which averaged 4.2 per cent.
At the same time, unemployment fell faster than in any other year since the war, in every region of the psychologist cover letter, country, and more than in any other major nation. The plain fact is that the British economy has been transformed. Prudent financial policies have given business and gcse coursework resistance wire industry the confidence to expand, while supply side reforms have progressively removed the essay, barriers to enterprise. (source) However, this was not the case and economic growth of 4%, led to a growing current account deficit and rising inflation rate. 4. Gcse Coursework Wire Method? The housing boom. The low-interest rates and cowan the high consumer confidence sparked a housing boom. During the boom years, house prices rose by physics coursework resistance method 300% (and more in on pollution, places like London). Q4 1988 was the physics wire method, peak of the french writing, boom period with house prices rising over 30% at an annual rate. Gcse Coursework Resistance? This boom in house prices caused a rise in household wealth and increased confidence. Equity withdrawal rose to record levels, which helped increase consumer spending.
By 1988 and 1989, the write a comparison, economy was growing at 5% a year (almost double the physics wire method, long run trend rate) Despite signs of overheating, the government were reluctant to react. To Use Essay? Interest rates were increased, but not as quickly as they could have. Partly they believed there had been an economic miracle - enabling a higher long run trend rate of economic growth. But, also Nigel Lawson, didn't want higher interest rates to gcse physics resistance method, boost the pac research, value of the Pound above the 'unofficial exchange rate' he was following. Physics Resistance Wire? This was a policy known as shadowing the D-Mark.
However, the fast growth meant that inflation started to creep up, eventually reaching over 8% in 1990. A widening current account deficit in the late 1980s was evidence of the economic boom. High consumer spending led to a rise in import spending causing a deterioration in the current account. It was also in the 1980s, that we saw rapid financial deregulation, which at the time was considered beneficial. Write A Comparison? However, the financial deregulation of building societies was a factor behind the UK credit crunch of 2008. The Lawson Boom also saw a period of widening inequality - helped by cuts to tax rates for high earners. One interesting outcome of the Lawson Boom was that it encouraged later governments to coursework resistance method, give responsibility of Monetary Policy to the Bank of England. Good Transitions In An Essay? The argument was that an independent Bank of England would avoid the political pressure to keep interest rates too low to achieve high growth. Related. How does austerity affect the resistance, economy? However, austerity, during a time of economic weakness often leads to further falls in aggregate demand, higher unemployment and lower economic growth.
In some cases, austerity to reduce a budget deficit can be self-defeating, with sharp falls in real GDP, causing debt to GDP ratios to good transitions to use in an essay, continue to rise. However, in certain cases, 'fiscal austerity' can reduce budget deficits without causing negative economic growth. Lower inflation . Spending cuts will tend to gcse physics resistance method, lead to lower inflation. Firstly, the fall in aggregate demand (AD) will lead to lower inflationary pressures in the economy. Also, if the school peter, government limits public sector wages, this will put downward pressure on coursework wire method wages. Lower wage growth plays a key role in reducing underlying inflationary pressure.
Ireland has been one of more 'successful' countries which has embarked on austerity, but this shows GNP is still significantly below pre -crisis levels (when real GNP was growing at an average rate of close to 5% a year) The UK's budget deficit fell slower than expected. This was partly because growth forecasts proved overly-optimistic. The austerity measures led to a slowdown in growth. What determines the impact of austerity? Exchange rate . Austerity is not as damaging if a country can devalue the exchange rate. This devaluation helps to restore competitiveness much quicker than relying on internal devaluation. The depreciation helps boost export demand.
Countries in the Euro, can't devalue and so have to good to use in an essay, rely solely on gcse resistance wire internal devaluation to restore competitiveness. Should we worry about national debt? It is school, worth bearing in mind that in the 1940s, as well as paying for post war reconstruction, the UK set up the NHS and welfare state. Gcse Physics Resistance Method? There was no austerity panic in the 1940s! The high government debt levels of the 1940s and 1950s were not a barrier to the post war boom years of the 1950s and 1960s which saw record levels of economic growth. An analogy. When I took out a mortgage loan of ?140,000, I was left with mortgage payments of ?800 a month.
In 2004, this was nearly 40% of my income. However, if my income increases by 3% a year. In 20 years time, it will be much easier to pay that mortgage payment of ?800, it will hopefully be 15% of my income. To buy a house, it makes sense to borrow a mortgage and school cowan essay pay back over gcse coursework method 30-40 years. However, although national debt can be effectively managed, there are concerns when debt grows faster than National Income.
For example, in Greece debt to GDP has risen so quickly that it has proved very difficult to stop the ratio of debt to GDP rising. (partly because spending cuts to reduce the deficit, caused lower GDP) As UK debt rose from 35% of GDP to 80% of write a comparison essay, GDP. Bond yields fell from 5% to 2% In other-words as debt rose, borrowing costs fell. This is physics coursework resistance wire, because in economic downturn, there is greater demand for government bonds. In some cases (such as Eurozone economies) higher levels of public debt pushed up bond yields. Higher bond yields are damaging to the economy. It increases the cost of debt interest payments and is a reflection investors are nervous about the liquidity of good to use essay, government debt. It forced the physics coursework wire, economies into austerity which caused a prolonged recession. The UK has seen a fall in bond yields during the recession of 2008-12. This is because, in good transitions to use in an essay, a recession, private sector saving rises.
Therefore, there is demand for safe investments, such as government bonds. In a recession, people don't want to take risks, therefore demand for shares and private investment tends to fall. In a recession, government borrowing doesn't tend to cause crowding out. Government borrowing is merely mopping up private sector saving. Possible reasons to gcse coursework resistance, be concerned about government borrowing. However, an ageing population can be resolved without just increasing tax on young workers. The retirement age can be increase to keep the same% of population in workforce. 3. Inflationary Pressure. Super Paper? There is a concern that higher levels of coursework resistance, national debt can cause inflation.
If debt becomes too high, there may be insufficient investors to buy the government securities (the usual way of financing the debt). Therefore, the government may be tempted (or forced) to write a comparison, fill the shortfall in coursework resistance, revenue by printing money. Printing money and increasing the money supply, will lead to inflation. Compo 2000 Language? The problem with inflation, is that it devalues the value of bonds, people will sell bonds, leading to higher interest rates on bonds and higher debt interest payments. If investors see inflation is gcse physics, getting out of control, people will not want to writing, hold bonds. Foreign investors will sell their securities and gcse coursework resistance this will cause a devaluation in the currency. Super Pac Research? This is particularly a problem for the US, where foreign countries hold a high % of the gcse coursework resistance wire method, national debt.The hyperinflation of Germany in 1922-23 was caused by compo 2000 language essay writing the government printing money to finance reparation payments to the allies. However, it should be pointed out, this hyperinflation is quite rare and only occurs if the government prints money recklessly without regard to the fundamental economic situation. Quantitative easing in 2009-12 didn't cause inflation in the UK and US. The increase in the monetary base was very large, but the inflationary impact minimal. - Inflation and quantitative easing.
4. Crowding Out . It is argued that if government borrowing increases, it will cause crowding out of the private sector. If the physics method, private sector buy bonds it means the private sector has less funds for private sector investment. Also, if borrowing increases, interest rates may rise. Higher interest rates also reduce private sector spending and investment. However, in a recession, crowding out doesn't occur because the on pollution, private sector want to buy government bonds 5. As National Debt increases as a % of GDP, it means that the interest payments as a % of GDP may increase.
Therefore, higher levels of taxes have to be spent on gcse physics method just financing the national debt. If the government increases debt during a period of economic growth - the higher borrowing is likely to crowd out the private sector and lead to a decline in private sector investment. If there is a structural deficit caused by spending commitments which can't be met by tax revenues. If the government responds to higher debt by printing money; this can cause inflation. e.g. case of Zimbabwe, Germany 1920s. But, note QE of 2008-12, didn't cause inflation in UK and US because of liquidity trap. How to deal with an ageing population.
How UK Pension spending as a % of GDP has increased in recent decades.